Virtual form of RuPay card on anvil

After launching the RuPay debit card, National Payments Corp (NPCI) is set to come out with its virtual form in the next few months, a move that will give further push to smartphone—based transactions.

“We are planning to go for pilot of a virtual RuPay card over the next 4—5 months,” NPCI Managing Director and Chief Executive said here today.

NPCI is the nodal agency for all retail payment systems under the Jan Dhan scheme.

Under the virtual form, there will be no need of a physical card and a transaction can be done with the help of the 16—digit number alone.

The initiative will enable all account—holders send and receive money from their smartphones with a single identifier which may include the Aadhaar number, mobile number or virtual payment address without entering any bank account information.

Average value of the card payment system per head as on date was Rs. 1,500 and an average remittance stands at Rs. 2,500. Under the new virtual system, the amount would be much less and may include school fee and grocery payments, he said.

The proposed payments banks are likely to provide this virtual card facility from the beginning, Hota said. “The specifications standards are now available for payments banks and hence it is a great opportunity for them.”

Around Rs. 8,000 crore worth of transactions are taking place through IMPS (immediate payment service) per month. What we are doing now is just putting another extra layer on the already existing system so as to make transaction easier, Hota explained.

Currently, only around 20 per cent of the total transactions are happening through IMPS and hence NPCI is working on further simplification of the facility so as to make it more popular in future, he added.

Talking about authentication system for the virtual RuPay card, former Chairman of UIDAI Nandan Nilekani said “with everybody having cellphones, going forward the single— factor authentication can be the cellphone, replacing the physical cards.”

Windows 8 Keyboard Shortcuts

Windows key: Switch between Modern Desktop Start screen and the last accessed application
Windows key + C: Access the charms bar
Windows key + Tab: Access the Modern Desktop Taskbar
Windows key + I: Access the Settings charm
Windows key + H: Access the Share charm
Windows key + K: Access the Devices charm
Windows key + Q: Access the Apps Search screen
Windows key + F: Access the Files Search screen
Windows key + W: Access the Settings Search screen
Windows key + P: Access the Second Screen bar
Windows key + Z: Brings up the App Bar when you have a Modern Desktop App running
Windows key + X: Access the Windows Tools Menu
Windows key + O: Lock screen orientation
Windows key + . : Move the screen split to the right
Windows key + Shift + . : Move the screen split to the left
Windows key + V: View all active Toasts/Notifications
Windows key + Shift + V: View all active Toasts/Notifications in reverse order
Windows key + PrtScn: Takes a screenshot of the screen and automatically saves it in the Pictures folder as Screenshot
Windows key + Enter: Launch Narrator
Windows key + E: Open Computer
Windows key + R: Open the Run dialog box
Windows key + U: Open Ease of Access Center
Windows key + Ctrl + F: Open Find Computers dialog box
Windows key + Pause/Break: Open the System page
Windows key + 1..10: Launch a program pinned on the Taskbar in the position indicated by the number
Windows key + Shift + 1..10: Launch a new instance of a program pinned on the Taskbar in the position indicated by the number
Windows key + Ctrl + 1..10: Access the last active instance of a program pinned on the Taskbar in the position indicated by the number
Windows key + Alt + 1..10: Access the Jump List of a program pinned on the Taskbar in the position indicated by the number
Windows key + B: Select the first item in the Notification Area and then use the arrow keys to cycle through the items Press Enter to open the selected item
Windows key + Ctrl + B: Access the program that is displaying a message in the Notification Area
Windows key + T: Cycle through the items on the Taskbar
Windows key + M: Minimize all windows
Windows key + Shift + M: Restore all minimized windows
Windows key + D: Show/Hide Desktop (minimize/restore all windows)
Windows key + L: Lock computer
Windows key + Up Arrow: Maximize current window
Windows key + Down Arrow: Minimize/restore current window
Windows key + Home: Minimize all but the current window
Windows key + Left Arrow: Tile window on the left side of the screen
Windows key + Right Arrow: Tile window on the right side of the screen
Windows key + Shift + Up Arrow: Extend current window from the top to the bottom of the screen
Windows key + Shift + Left/Right Arrow: Move the current window from one monitor to the next
Windows key + F1: Launch Windows Help and Support
PageUp: Scroll forward on the Modern Desktop Start screen
PageDown: Scroll backward on the Modern Desktop Start screen
Esc: Close a charm
Ctrl + Esc: Switch between Modern Desktop Start screen and the last accessed application
Ctrl + Mouse scroll wheel: Activate the Semantic Zoom on the Modern Desktop screen
Alt: Display a hidden Menu Bar
Alt + D: Select the Address Bar
Alt + P: Display the Preview Pane in Windows Explorer
Alt + Tab: Cycle forward through open windows
Alt + Shift + Tab: Cycle backward through open windows
Alt + F: Close the current window Open the Shut Down Windows dialog box from the Desktop
Alt + Spacebar: Access the Shortcut menu for current window
Alt + Esc: Cycle between open programs in the order that they were opened
Alt + Enter: Open the Properties dialog box of the selected item
Alt + PrtScn: Take a screen shot of the active Window and place it in the clipboard
Alt + Up Arrow: Move up one folder level in Windows Explorer (Like the Up Arrow in XP)
Alt + Left Arrow: Display the previous folder
Alt + Right Arrow: Display the next folder
Shift + Insert: CD/DVD Load CD/DVD without triggering Autoplay or Autorun
Shift + Delete: Permanently delete the item (rather than sending it to the Recycle Bin)
Shift + F6: Cycle backward through elements in a window or dialog box
Shift + F10: Access the context menu for the selected item
Shift + Tab: Cycle backward through elements in a window or dialog box
Shift + Click: Select a consecutive group of items
Shift + Click on a Taskbar button: Launch a new instance of a program
Shift + Right-click on a Taskbar button: Access the context menu for the selected item
Ctrl + A: Select all items
Ctrl + C: Copy the selected item
Ctrl + X: Cut the selected item
Ctrl + V: Paste the selected item
Ctrl + D: Delete selected item
Ctrl + Z: Undo an action
Ctrl + Y: Redo an action
Ctrl + N: Open a new window in Windows Explorer
Ctrl + W: Close current window in Windows Explorer
Ctrl + E: Select the Search box in the upper right corner of a window
Ctrl + Shift + N: Create new folder
Ctrl + Shift + Esc: Open the Windows Task Manager
Ctrl + Alt + Tab: Use arrow keys to cycle through open windows
Ctrl + Alt + Delete: Access the Windows Security screen
Ctrl + Click: Select multiple individual items
Ctrl + Click and drag an item: Copies that item in the same folder
Ctrl + Shift + Click and drag an item: Creates a shortcut for that item in the same folder
Ctrl + Tab: Move forward through tabs
Ctrl + Shift + Tab: Move backward through tabs
Ctrl + Shift + Click on a Taskbar button: Launch a new instance of a program as an Administrator
Ctrl + Click on a grouped Taskbar button: Cycle through the instances of a program in the group
F1: Display Help
F2: Rename a file
F3: Open Search
F4: Display the Address Bar list
F5: Refresh display
F6: Cycle forward through elements in a window or dialog box
F7: Display command history in a Command Prompt
F10: Display hidden Menu Bar
F11: Toggle full screen display
Tab: Cycle forward through elements in a window or dialog box
PrtScn: Take a screen shot of the entire screen and place it in the clipboard
Home: Move to the top of the active window
End: Move to the bottom of the active window
Delete: Delete the selected item
Backspace: Display the previous folder in Windows Explorer Move up one folder level in Open or Save dialog box
Esc: Close a dialog box
Num Lock Enabled + Plus (+): Display the contents of the selected folder
Num Lock Enabled + Minus (-): Collapse the selected folder
Num Lock Enabled + Asterisk (*): Expand all subfolders under the selected folder
Press Shift 5 times Turn StickyKeys on or off
Hold down right Shift for 8 seconds Turn FilterKeys on or off
Hold down Num Lock for 5 seconds Turn ToggleKeys on or off

Amazing new Technology 2012 Rolltop

Something About 4G Technology

Hello viewers am back after a long gap...here I wish to share something about the upcoming 4G Technology in Mobile Communication.

4G also called as Fourth-Generation Communications System, is a term used to describe the next step in wireless communications. A 4G system can provide a comprehensive IP solution where voice, data and streamed multimedia can be provided to users on an "Anytime, Anywhere" basis. The data transfer rates are also much higher than previous generations.


The main objectives of 4G are:

1)4G will be a fully IP-based integrated system.

2)This will be capable of providing 100 Mbit/s and 1 Gbit/s speeds both indoors and outdoors.

3)It can provide premium quality and high security.

4)4G offer all types of services at an affordable cost.

4G is developed to provide high quality of service (QoS) and rate requirements set by forthcoming applications such as wireless broadband access, Multimedia Messaging, Video Chat, Mobile TV, High definition TV content, DVB, minimal service like voice and data, and other streaming services.

4G technology allow high-quality smooth video transmission. It will enable fast downloading of full-length songs or music pieces in real time.

The business and popularity of 4Gmobiles is predicted to be very vast. On an average, by 2009, this 4Gmobile market will be over $400B and it will dominate the wireless communications, and its converged system will replace most conventional wireless infrastructure.

Data Rates For 4G:

The downloading speed for mobile Internet connections is from 9.6 kbit/s for 2G cellular at present. However, in actual use the data rates are usually slower, especially in crowded areas, or when there is congestion in network.

4G mobile data transmission rates are planned to be up to 20 megabits per second which means that it will be about 10-20 times faster than standard ASDL services.

In terms of connection seeds, 4G will be about 200 times faster than present 2G mobile data rates, and about 10 times faster than 3G broadband mobile. 3G data rates are currently 2Mbit/sec, which is very fast compared to 2G's 9.6Kbit/sec.

Ways To get moistured Hands

Our hands are one the most used body parts of our body that we have next to our feet. We do nearly everything with our hands, we eat, cook, put our clothes on, wash them, wash dishes, type on our computer keyboards and many other things throughout our busy days. While we don't all suffer from dry hands, many of us do.

Many people that suffer from dry hands do so because they wash their hands several times a day, or they live in dry climates, although these are not the only reasons.

There are many ways that you can protect the skin of your hands and keep their skin soft and supple. Here are some tips for taking care of dry hands.

1. Drink adequate water. Like most skin care rules this is one of the first things you should remedy if you haven't been doing so already. Skin in order to stay healthy and supple needs a certain amount of water taken internally to be able to maintain a healthy glow. Drink at least 2 liters a day to maintain healthy skin.

2. You can also take one tablespoon of olive oil or flaxseed oil internally each day. While not a proven treatment, some claim that it helps to keep your skin supple and healthy.

3. Another thing that you can do to keep your hands from getting dried out is to wash your hands and then dry them until the skin is still slightly damp. Damp skin absorbs moisturizers better. Apply 100% aloe vera gel to your hands and then cover with white cotton gloves over night.

4. Avoid washing your hands with dish soap, and avoid exposing your hands to other heavy duty household cleansers, especially ones containing bleach products. Instead get those disposable rubber gloves and cover your hands when you have to wash dishes, clean the bathroom, or any other job where you'll be using these harsher cleansers.

5. Use a moisturizing hand soap when you need to wash your hands. Be sure and have either a bar or bottle of the soap at every place that you would normally wash your hands, that way you won't be tempted to use dish soap for example. It costs a little more but it's worth it.

6. If the air in your home is dry, consider getting a humidifier. This will help to keep all your skin not just your hands from drying out. Electric heat and even floor fans can contribute to dry skin.

7. When you do wash your hands only wash them in lukewarm water. Hot water can help to contribute to dry hands and even lead to itchy, scratchy skin if used with drying soaps.

8. Coat your hands with a thin layer of Vaseline petroleum jelly and then pull on cotton socks or cotton gloves and wear overnight. This will add considerable moisture to your skin, and the cotton socks or gloves help your skin to breathe. In the morning pat off excess Vaseline with a cloth or tissue. This treatment also works for rough dry feet!
 9. If you don't want to use Vaseline petroleum jelly on your hands, consider taking a needle and pricking Vitamin E capsules then rubbing the Vitamin E into your hands. This will help both to moisturize your hands and to heal any cracks as well.

Our hands are probably are most used body parts so it's important to take good care of them. These fast and inexpensive treatments will help you to keep your hands healthy!